Vehicle Loans

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7.10%

APR* on 36 month loan terms!

The fixed rate of 7.10% annual percentage rate (APR) applies to all model vehicles with a 36- month loan term. Rates range from 7.10% APR to 14.99% APR. The 7.10% APR is available to members with credit scores ranging from 700 to 850. Rate and term are current as of March 1, 2024, and is subject to change and credit approval. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit. All rates and terms are declared by the Board of Directors of TFCU and are subject to change at any time. Go to TinkerFCU.org, visit any TFCU branch, or call (405) 732-0324 or 1-800-456-4828 for more details.

HERE FOR YOU.

We pride ourselves in competitive rates and excellent terms.

TFCU auto loans get you behind the wheel. Whether it is your first car or your dream car, we can help you drive away knowing you got a great rate. Get rates, calculate payments and apply online. Complete financing available (including tag, title, and tax) on new or used vehicles.

0 %
APR* on 36 month loan terms!

The fixed rate of 6.60% annual percentage rate (APR) applies to all model vehicles with a 36 month loan term. Rates range from 6.60% APR to 14.99% APR. The 6.60% APR is available to members with credit scores ranging from 700 to 850. Rate and term is current as of November 1, 2022 and is subject to change and credit approval. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit. All rates and terms are declared by the Board of Directors of TFCU and are subject to change at any time. Go to TinkerFCU.org, visit any TFCU branch, or call (405) 732-0324 or 1-800-456-4828 for more details.

HERE FOR YOU.

We pride ourselves in competitive rates and excellent terms.

TFCU auto loans get you behind the wheel. Whether it is your first car or your dream car, we can help you drive away knowing you got a great rate. Get rates, calculate payments and apply online. Complete financing available (including tag, title, and tax) on new or used vehicles.

Great Rates.
Apply Online In Minutes.

If you’re searching for a new or used car, truck, boat, RV or motorcycle, TFCU’s here to help. Enjoy great rates and an easy online application at TinkerFCU.org.

A young boy sticking his head out the car window

New Car Loans

Current New Car Loan Rates for 2022 – 2024

Term APR* as low as
Up to 36 Months
7.10%
37 – 66 Months
7.24%
67 – 72 Months
7.49%
73 – 84 Months
7.99%

Used Car Loans

Current Used Car Loan Rates for 2019 – 2021

Term APR* as low as
Up to 36 Months
7.10%
37 – 66 Months
7.49%
67 – 72 Months
7.74%
73 – 84 Months
8.24%

Late Model Used

Current Late Model Loan Rates for 2017 – 2018

Term APR* as low as
Up to 36 Months
7.10%
37 – 66 Months
7.74%
67 – 72 Months
8.24%

Late Model Used

Current Late Model Loan Rates for 2016 and older

Term APR* as low as
Up to 36 Months
7.10%
37 – 60 Months
7.74%

Rates and terms are subject to change.

Fixed: Rates range between 7.10% APR to 14.99% APR.

*APR: Annual Percentage Rate (APR). Actual APR is determined by borrower’s credit history, year model of vehicle, term requested and/or original amount financed. Interest accrues from the date of loan disbursement.

Terms: Range up to 84 months. (Terms are determined by the year model of the vehicle.)

Payment example 1: New or used vehicle loan of $20,000 for 36 months with no down payment and fixed 7.10% APR will have monthly payments of approximately $618.44 with a total repayment of $22,263.72 ($30.93 payment per $1,000.00).

Payment example 2: New vehicle loan of $25,000 for 66 months with no down payment and fixed 7.24% APR will have monthly payments of approximately $460.34 with a total repayment of $30,381.74 ($18.42 payment per $1,000.00).

Payment example 3: Used vehicle loan of $17,000 for 84 months with no down payment and fixed 14.99% APR will have monthly payments of approximately $328.06 with a total repayment of $27,556.90 ($19.30 payment per $1,000.00).

DRIVE GREEN. SAVE GREEN.

Get a Green Vehicle Loan from TFCU and start saving money and the environment.

Certified SmartWay and SmartWay Elite vehicles qualify for a .25% rate reduction on new, used and refinanced loans. Simply find a SmartWay vehicle and let TFCU know that your vehicle qualifies before final signing of your loan.

Find, Drive and Save.

Finding your next vehicle just got easier
with TFCU’s Car Buying Center.

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