Financial Calculators

TFCU is here to make your next financial decision easier

Whether it’s calculating your payment or savings, we have what you need.

Auto Calculators

Need to calculate a vehicle payment, compare auto loans or determine gas mileage savings with a fuel-efficient vehicle? TFCU has seven calculators that can help you on your car-buying journey.

Calculate a Vehicle Payment

See how much your monthly vehicle loan payment could be.
Proceed to this calculator

Low Rate or Cash Back?

Compare the estimated cost and monthly loan payments when applying for a low rate loan or a cash back incentive to see which option is best for your finances.
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Compare Monthly Payment by Term

Compare payments and interest for different loan terms to see which loan term works best for your finances.
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Vehicle Affordability by Loan Term

Calculate how much you can afford to spend on your next vehicle.
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Compare Two Vehicle Loans

Whether it’s deciding between a new and used vehicle or a car and truck, comparing two vehicle loans can help make the decision easier.
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Gas Mileage Savings with a Fuel-Efficient Vehicle

Don’t know if a fuel-efficient vehicle is right for you? Find out how much you can save each month on gas.
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Purchase or Lease a Vehicle

Find out if purchasing or leasing a new vehicle will be the best option for your finances
Proceed to this calculator

Mortgage Calculators

Need to calculate a mortgage payment, decide whether to rent or buy or compare two mortgage loans? We have eight mortgage calculators that can help you make your next moving decision easier.

Calculate a Mortgage Payment

See how much your mortgage loan monthly payment could be.
Proceed to this calculator

Rent or Buy?

Can’t decide whether to rent or buy? Calculate the cost of both options to see which works best for you.
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Proceeds from Sale of a Home

Calculate how much you can make on your home sale.
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Home Affordability

See how much house you can afford.
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Compare Two Mortgage Loans

Compare mortgage loans with different fees, rates or terms to find the one that works best for your finances.
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Adjustable Rate Mortgage Analyzer

Find out what your expected monthly payments on an adjustable rate mortgage will be under different scenarios.
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Time to Refinance?

Thinking about refinancing? Find how much refinancing your mortgage could save you.
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Debt-to-Income Calculator

Calculate the percentage of how much you pay each month for your mortgage and other debt payments.
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Savings Calculators

Need to calculate how much to save for college, see the benefits of interest on your savings or compare two certificates? We have nine saving calculators that can help you achieve your savings goals.

The Impact of Saving More

See how much your savings can grow.
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The Benefits of Compounding

Calculate how much your money can grow with compound interest.
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Save for College

See how much you will need to save to cover college costs.
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Save to be a Millionaire

Calculate how long it will take for you to become a millionaire.
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What Will My Savings Be Worth?

Determine how much your savings could be worth in the future.
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Save Toward a Goal

Whether you are trying to save for a big screen television, a new car or for a down payment on a new home, see how much and how long you need to save to reach your goal.
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Save for a Rainy Day

Emergencies will force you to dig into your savings. Find out how much you need to save for an emergency fund.
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Compare Two Certificates

Compare two certificates with different terms and rates to see which one works best for your savings goal.
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Calculate Your Savings at Maturity

Calculate the value of your savings at maturity and how much interest would be earned.
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Debt Calculators

Need to calculate how long it will take to pay off a credit card, see how much money you could save with a balance transfer or estimate your monthly payment loan? We have eight debt calculators that can help you build a plan to pay off debt that will work best with your finances.

Debt Consolidation

See what your monthly payment would be if you consolidated your debt and how long it would take for you to be debt free.
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Make Bi-Weekly Payments

See how much time and money you will save by making bi-weekly payments compared to monthly payments.
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Meet a Debt Payoff Goal

Setting a goal for paying off a mortgage, auto loan, credit card or personal loan makes sound financial sense. Compare your current repayment plan with a repayment goal to see how much you can save.
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How Long Will it Take to Pay Off a Credit Card?

Calculate how long it will take to pay off your credit card debt.
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Use a Lump Sum to Pay Down Debt

If you have received a lump-sum payment from an inheritance, tax refund or commission from a large sale, you might be wondering how to best use that money. Use this calculator to find out if it is best to use that lump-sum payment to pay off existing debt.
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Are Credit Card Balance Transfers Worth It?

Considering a credit card balance transfer? See how much money you might be able to save.
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Increase Your Monthly Payment

Increasing your monthly payments can help you save money and pay off your debt quicker. See what the impact would be if you simply increased your monthly payment.
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Calculate a Loan Payment

Estimate your monthly payment on a loan.
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