Visa Classic

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Empower yourself with TFCU Visa Classic

Travel, shop and dine confidently while building your credit and earning reward points.

Close up of member making a store purchas with a TFCU Visa Classic credit card

Simple, Secure Options

TFCU’s Visa Classic card is a great choice for establishing your credit or transferring high card balances. With this card, you can choose a very low Annual Percentage Rate (APR) with a small annual fee, or a slightly higher APR with no annual fee. With either option, our APR is hard to beat, and you can expect:

  • No cash advance fee.
  • No-fee balance transfer option.
  • CURewards® Program – redeem for flights, hotels, car rentals and more.
  • $150,000 Travel Accident Insurance.
  • Low 1% foreign transaction fee.

New Card Members – Special Offer

Enjoy an introductory 3.99% Annual Percentage Rate (APR) on purchases for six months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening. After the six month introductory period the APR will be set by the cardholder’s credit rating, ranging from 13.40% – 18.00% (Option A) or 14.00%-18.00% (Option B).*

* The credit score ranges are as follows: Rate 1 (740 and above) Rate 2 (700 to 739) Rate 3 (660 to 699) Rate 4 (625 to 659) Rate 5 (0 to 624). This information is accurate as of the revision date of 10/01/2023. After the six month introductory period the APR will be set by the cardholder’s credit rating, ranging from 13.40% – 18.00% (Option A) or 14.00%-18.00% (Option B). Information is subject to change after 10/01/2023. Contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, for questions concerning any changes occurring after the revision date of 10/01/2023.

Member making purchase at smoothie bar with thier TFCU Visa Classic credit card.
Close up of member making a store purchas with a TFCU Visa Classic credit card

Reward Points

Earn a reward point* for every dollar (in qualifying purchases, minus returns) you charge through CURewards®. Redeem for electronics, housewares, flights, hotels, car rentals and more.

*Cash advances, balance transfers, fees, and finance charges do not earn points.

Security & Coverage

  • $150,000 Travel Accident Insurance.
  • 3-D Secure – Better protection for your online transactions.
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