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Young Adult Click Checking

Checking for Teens and Young Adults

Get ready for what’s next – school, work, life.

Checking for Teens and Young Adults.

Get ready for what’s next – school, work, life.

Adulting is hard. Make the money part easier.

Whether you’re in school, in the work world or you’re doing a little of both, TFCU is here to make the money part easier. If you’re 16 years* or older, here’s what you need to know about a TFCU Click Checking account:

  • Get started with just $25 or set up direct deposit with your paycheck
  • No minimum balance required
  • No monthly fee just for having an account
  • No monthly or annual fee for the MoneyPlus™ VISA check card
  • Receive money transfers from other TFCU account holders (like your parents)
  • Pay bills online and through mobile app (ages 18+ eligible)

*Teens ages 13-15 are eligible to open a joint TFCU checking account with a parent or guardian.

A young man on his cellphone with a big window in the background

Cool mobile app features.

Once you have your TFCU Click Checking account and mobile app you can:
Mobile Deposit Icon
Deposit Checks
(that your grandparents
probably wrote you)
Mobile Phone Text Alerts Icon
Set up text alerts
like low balance and
purchase alerts
Fingerprint or Face ID Icon
Use fingerprint or face ID
to access your account
Wallet Icon
Set up a digital wallet
and pay with your phone
Card and Lock Icon
Link your checking
to Venmo, Cash App
and other payment apps
Wallet Icon
Set up a digital wallet
and pay with your phone
Card and Lock Icon
Link your checking
to Venmo, Cash App
and other payment apps

More great benefits at no cost.

Click Checking accounts may be opened by members ages 13-15 with a parent or qualifying joint owner.
*Meeting all of the criteria for using TFCU’s electronic services in any given month (log onto Home Branch, Pay minimum of one (1) bill using TFCU’s BillPay Online, minimum of ten (10) MoneyPlus purchase transactions**, sign up for e-Statements and e-Notices***, minimum of one (1) direct deposit or automated payment) earns you the Click rate for the month, up to a maximum balance of $30,000. Dividends on any balance over $30,000 will be paid at a lower rate. If you don’t meet the criteria in a given month, your total balance will earn a lower rate for that month. All rates attached to this account, including the Click rate, are variable and subject to change at any time, including after the account is opened. For current information about rates on this and all TFCU accounts , click here, go by any branch or call us. Only one Click Checking account per Taxpayer Identification Number (TIN) is allowed.
**MoneyPlus POS/Signature-based transactions that clear your account on the last calendar day of the month may not be counted towards the ten transactions required to earn the Click Checking dividends. Transactions can post to your account at any time, but ample time is needed for month-end processing to calculate and verify all requirements are met before dividends are paid.
***Enrollment for Electronic Statements/Notices must be completed no later than 2 business days prior to the end of the month.
****A transaction fee is a fee charged by TFCU when a member makes a withdrawal or transfer.
*****A surcharge is a fee charged by an ATM owner/operator other than TFCU. When you use a non-TFCU ATM, you may be charged a fee by the ATM owner. The ATM owner is required to provide a notice to you that a fee will be imposed, with the amount of the fee. Then, you may choose whether or not to complete the transaction.
balance inquiry fee of 50 cents will be charged by TFCU at non-TFCU ATMs.
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