Whether you’re trying to get out of debt, saving for your child’s future or planning for retirement, TFCU’s Financial Empowerment workshops can provide you with the tools you need to make informed financial decisions. And for employers, this type of education can improve the company’s bottom line as well. Studies show that people who have a good hold on their personal finances exhibit better stability, morale, loyalty and productivity.
To schedule a workshop for your group, business or organization, email firstname.lastname@example.org or call (405) 319-2089.
Each person has a money personality that influences their spending and saving decisions. Learn how to recognize negative financial habits and attitudes and change them into productive ones. (This workshop is one of the four elements of the Core 4 financial education program.)
Identify goals, learn how to design realistic spending and savings plans, and discover some options available for getting out of debt. (This workshop is one of the four elements of the Core 4 financial education program.)
How is credit scored? Why does my credit matter? Learn what steps to take for obtaining credit, using it wisely and the impact money management has on your future credit standing. (This workshop is one of the four elements of the Core 4 financial education program.)
Find out what tools are available for saving and investing, and what combinations of investments are best suited for your individual needs. (This workshop is one of the four elements of the Core 4 financial education program.)
Rising college tuition costs continue to outpace inflation. However, through a combination of long-term savings and an understanding of financial aid opportunities, learn how to make continuing education for your kids — or yourself — a reality.
Security breaches and scams are evergrowing and will continue as technology advances. Protect yourself by learning common identity theft practices, tools for preventing identity theft and specific steps for victims of these kinds of crimes to take in order to minimize damage.
Many decisions go into purchasing a car. Should you buy new or used? Should you buy or lease? Is zero percent financing or taking the rebate better? Learn how to make the best car shopping and financing decisions based on your particular financial situation, credit rating and goals.
Enjoy the holidays instead of stressing about them. Learn how to set a holiday budget and stick to it, how to avoid the year-end credit crunch and what to do now to avoid getting into debt in the future
Most consumers use credit regularly – in some cases, perhaps too regularly. While credit can be a great financial tool, if it is used unwisely, it can be disastrous. Examine the wisest uses of credit, warning signs of credit trouble and the options available for getting out of debt and reconstructing existing credit to its greatest advantage.
The beginning of the year is a great time to set smart financial goals. This workshop shows you how to use your net worth, emergency savings, consumer debt and 401K contributions as a benchmark, so you can set realistic goals and measure your progress in these areas throughout the year.
Set up a free onsite financial workshop with one of TFCU’s certified financial counselors today. All workshops can last between 45 and 60 minutes. To schedule a workshop for your group, business or organization, email email@example.com or call (405) 319-2089. Click for printable PDF of student workshops.
Credit is surrounded by a lot of myths and misunderstandings. In this interactive workshop, students will pretend to be loan officer and have to decide if an applicant qualifies for a loan. They will learn about evaluating credit reports and credit scores and what factors can affect a person’s financial reputation. This exercise will help them understand what they’ll need to borrow money for a car or home or to get a credit card.
The choices you make today can often affect how much money you will have in the future. Students will use the PACED model of decision making to learn about basic personal finance concepts like choices, trade-off, opportunity cost and more. Using school prom as a scenario, they will discover the benefits of evaluating and analyzing alternatives before making a choice. (This workshop is an introduction to the Personal Finance Literacy Passport required of all High School graduates in Oklahoma.)
All too often students don’t have the perspective necessary to understand the difficult financial decisions adults have to make. This workshop will pair students together and teach them the basics of household budgeting and decision making. They will receive a profile that includes information about a career, income and deduction information, debt and children. The students then have to make decisions about needs and wants, including housing, transportation, food, childcare, entertainment and more. Through the presentation and activity, they will learn how to create a family budget, and also how their decisions impact their ability to live the life they want.
The earlier you make a financial plan, the better your future will be. Young adults will learn how to obtain and use credit wisely, create a positive credit history and score, develop a budget, track spending, understand their student loan repayment options and save effectively for common upcoming expenses.
Gambling can be exciting, challenging and disappointing! This workshop will give students an understanding of the risk and potential costs of gambling. They will experience the thrill and disappointment of playing a game of chance and will learn about managing risk and determining possible outcomes based on probability. Students will also learn to evaluate the benefits of gambling to individuals and society. (This workshop covers the 12th Standard of the Personal Finance Literacy Passport required of all High School graduates in Oklahoma.)