Click Checking

It’s your money.

TFCU makes it easy with our high-yield checking account.

It’s your money.

TFCU makes it easy with our high-yield checking account.

Big dividends, big convenience, in a click.

You work hard for your money. That’s why TFCU offers a checking account that’s easy and automatically makes your money work hard for you. Take advantage of our Click Checking — where you can make the most of your “everyday” money by getting a high rate on your checking account balance. To earn a higher Click* rate, simply use the following TFCU services each month.

Open an Account
Woman holding mug, looking at her tablet and smiling.

Click Checking offers these great features, in addition to excellent rate options to fit your needs.

  • Only $25 or direct deposit to open
  • No monthly service charge
  • No minimum balance
  • Earns monthly dividend based on your average daily balance
  • No transaction limits
  • No per transaction charges
  • No monthly or annual fee for MoneyPlus™ Visa® check card

They’re growing up, but still need your help.

At TFCU, we’re here to help you get your teenager off on the right foot with their money. Click Checking offers no monthly service fee, mobile app access, text alert options (like low balance notices), and more easy-to-use features.

Learn More and Get Started
A man and woman holding a plastic bin full of varioius items.

Helpful mobile app features.

Once you have your TFCU Click Checking account and mobile app you can:
Deposit Checks*
quick and easy
Set up text alerts*
like low balance and
purchase alerts
Use fingerprint or face ID*
to access your account
Set up a digital wallet
and pay with your phone
Link your checking
to Venmo, Cash App
and other payment apps
Set up a digital wallet
and pay with your phone
Link your checking
to Venmo, Cash App
and other payment apps
* Requires online access to your TFCU account(s) through Home Branch.

More great benefits at no cost.

  • Online access to your TFCU accounts through Home Branch 
  • Get a higher rate on your checking account balance with TFCU’s Click Checking*
  • Standard overdraft transfer protection (from your savings or line of credit)
  • No transaction fee** at any ATM
  • No surcharge*** at TFCU ATMs, ATMZone machines, Transfund NC ATMs or ATMs at any OnCue and QuikTrip in Oklahoma or at Oklahoma City metro area 7-Elevens
*Meeting all of the criteria for using TFCU’s electronic services in any given month earns you a higher rate for the month, up to a maximum balance of $30,000. Dividends on any balance over $30,000 will be paid at a lower rate. If you don’t meet the criteria in a given month, your total balance will earn a lower rate for that month. All rates attached to this account are variable and subject to change at any time, including after the account is opened. For current Click Checking account rate information and all other TFCU accounts , click here, go by any branch or call us. Only one Click Checking account per Taxpayer Identification Number (TIN) is allowed. To earn the stated higher Annual Percentage Yield (APY) on this account, the following transactions must process against the account each month:
    • Enrolled for Home Branch;
    • Pay minimum of one (1) bill using TFCU’s BillPay Online,
    • Conduct a minimum of ten (10) MoneyPlus purchase transactions. MoneyPlus POS/Signature-based transactions that clear your account on the last calendar day of the month may not be counted towards the ten transactions required to earn the Click Checking dividends. Transactions can post to your account at any time, but ample time is needed for month-end processing to calculate and verify all requirements are met before dividends are paid;
    • Sign up for e-Statements and e-Notice (enrollment must be completed no later than 2 business days prior to the end of the month);and
    • Minimum of one (1) direct deposit, ACH credit/debit, or automated payment processed.  
**A transaction fee is a fee charged by TFCU when a member makes a withdrawal or transfer.
***A surcharge is a fee charged by an ATM owner/operator other than TFCU. When you use a non-TFCU ATM, you may be charged a fee by the ATM owner. The ATM owner is required to provide a notice to you that a fee will be imposed, with the amount of the fee. Then, you may choose whether or not to complete the transaction. A balance inquiry fee of 50 cents will be charged by TFCU at non-TFCU ATMs.