RV & Boat Loans

SEE THE GREAT OUTDOORS

Set off on the open road in an RV. Or, float the open waters in your own boat. Use the free time you have to do the things you love. TFCU can help with a loan for your new or used recreational vehicle or watercraft.

An RV reflects the sunset at a camping spot.

RV Rates (Effective 8/1/2026 – Until Further Notice)

Rates disclosed below are annual percentage rates (APR).
Fixed: Rates range between 6.99% APR to 10.74% APR with terms up to 180 months. Terms are determined by the amount financed. Rates are based on each member’s credit history, amount financed, and term requested.

Example Transactions for Recreational Vehicle Loans & Rates:
CollateralRVRV
Amount Financed14,000.00120,000.00
Term (Months)84180
Loan to Value105%80%
Down Payment0.0030,000.00
APR6.99%10.74%
Fixed or VariableFixedFixed
Monthly Payment211.261,344.86
Total Repayment17,745.18242,073.24
Payment Per $1,000.0015.0911.21

Watercraft Rates (Effective 8/1/2026 – Until Further Notice)

Rates disclosed below are annual percentage rates (APR).
Fixed: Rates range between 6.99% APR to 10.74% APR with terms up to 180 months. Terms are determined by the amount financed. Rates are based on each member’s credit history, amount financed, and term requested

Example Transactions for Watercraft Loans & Rates:
Collateral Watercraft Watercraft
Amount Financed 14,000.00 120,000.00
Term (Months) 84 180
Loan to Value 105% 80%
Down Payment 0.00 30,000.00
APR 6.99% 10.74%
Fixed or Variable Fixed Fixed
Monthly Payment 211.26 1,344.86
Total Repayment 17,745.18 242,073.24
Payment Per $1,000.00 15.09 11.21
man steering his boat on a sunny day