RV & Boat Loans

SEE THE GREAT OUTDOORS

Set off on the open road in an RV. Or, float the open waters in your own boat. Use the free time you have to do the things you love. TFCU can help with a loan for your new or used recreational vehicle or watercraft.

An RV reflects the sunset at a camping spot.

RV Rates (Effective 10/1/2025 – Until Further Notice)

Rates disclosed below are annual percentage rates (APR).
Fixed: Rates range between 7.74% APR to 11.74% APR with terms up to 180 months. Terms are determined by the amount financed. Rates are based on each member’s credit history, amount financed, and term requested.

Example Transactions for Recreational Vehicle Loans & Rates:
CollateralRVRV
Amount Financed14,000.00120,000.00
Term (Months)84180
Loan to Value105%80%
Down Payment0.0030,000.00
APR7.74%11.74%
Fixed or VariableFixedFixed
Monthly Payment216.431,420.74
Total Repayment18,179.63255,728.68
Payment Per $1,000.0015.4611.84

Watercraft Rates (Effective 10/1/2025 – Until Further Notice)

Rates disclosed below are annual percentage rates (APR).
Fixed: Rates range between 7.74% APR to 11.74% APR with terms up to 180 months. Terms are determined by the amount financed. Rates are based on each member’s credit history, amount financed, and term requested

Example Transactions for Watercraft Loans & Rates:
CollateralWatercraftWatercraft
Amount Financed14,000.00120,000.00
Term (Months)84180
Loan to Value105%80%
Down Payment0.0030,000.00
APR7.74%11.74%
Fixed or VariableFixedFixed
Monthly Payment216.431,420.74
Total Repayment18,179.63255,728.68
Payment Per $1,000.0015.4611.84
man steering his boat on a sunny day