Buying a Home

Your home loan. Your way.

Experience an easy online application paired with trusted, local support.

Help for your home-buying journey

So, you’re beginning your home-buying journey? Great! We’re here for you each step of the mortgage process. Here’s what you can expect:

  • Competitive, fixed interest rates.
  • Option to buy points and lower your interest rate.
  • Down payment options are available.
  • Multiple loan term options available.
  • VA Loans with 100% financing.
  • Jumbo loan financing available.
  • Pre-approval for up to 90 days.*

*Pre‑approval is conditional, subject to verification of information and credit approval, and does not constitute a guaranteed extension of credit.

A TFCU employee sits at a desk with a computer wearing a headset.

Get pre-approved before you shop

Whether you’re searching for your first or next home, it’s a great idea to get pre-approved before you shop. At TFCU, buyers can get approved for up to 90 days – and it’s easier than ever with our new home loans application. To speed things up even faster, you may want to round up:

  • Your social security or tax ID.
  • Your income and employment history.
  • Bank account information.
  • Current debt.
  • Details on brokerage accounts.
  • Details on other real estate you own.
  • Download a complete document checklist.

Ready to get started?
Here’s how to figure the best option for you:

Apply online if:

  • You want to buy & already have a particular property in mind.
  • You don’t have any additional questions.

Call or schedule an appointment if:

  • You’re inquiring about rates and/or closing costs of a refinance.
  • You’re starting the remodeling process for a home you want to refinance.
  • You want to buy but don’t have a particular property in mind.
  • You are considering a co-signer.

TFCU NMLS Identifier 490973
To obtain a copy of all NMLS registered Mortgage Loan Originators (MLOs), please contact TFCU or visit your nearest TFCU branch.

Latest Articles

Check out our latest articles below or click here to see more about related to homes.

Resources

Homebuying Toolkit

Use this simple-to-use guide to break down the process into a series of clear and easily understood steps to get you into the home of your dreams.