Community Offers

*When you use the CE25-checking promotion in person. Rates subject to change. All accounts subject to approval by TFCU and all membership qualification guidelines apply. Required to open $5 Share (Savings) Account to receive $25 into a checking account. Required to deposit $25 in all checking account to receive $25 match. Account must be opened within one year of issue date. The $25 gift will be deposited into your Share and/or selected checking account on the day of opening. May be reported as taxable income. Accounts with a TFCU employee or volunteer listed as a Primary or Joint owner are not eligible to receive the $25 Savings or $25 Checking offers. All checking accounts must be opened within 180 days of opening the new Share account and remain open 60 days to receive $25. You must be 62 years old or older to be eligible for Heritage Club Checking. Classic Checking is not included in this promotion.

**Click check account must meet all of the criteria for using TFCU’s electronic services in any given month (enrolled in online & mobile banking, pay minimum of one (1) bill using TFCU’s Bill Pay, minimum of ten (10) MoneyPlus purchase transactions, sign up for eStatements and eNotice, minimum of one (1) direct deposit or automated payment) earns you the Click for the month, a dividend rate of 3.21%, up to a maximum balance of $50,000. Dividends on any balance over $50,000 will be paid at the dividend rate of 0.10%. If you don’t meet the criteria in a given month, your total balance will earn a dividend rate of 0.05% for that month. Annual Percentage Yields range between 0.05%-3.21% on the above stated dividend rates. Rates are effective as of January 1, 2025. The Click rate and Heritage Club Checking dividend rates are variable and subject to change at any time, including after the account is opened. Fees may reduce earnings. For current information about rates on this and all TFCU accounts, go to TinkerFCU.org, visit any TFCU branch, or call us at (405) 732-0324 or 1-800-456-4828. Only one Click Checking account per Taxpayer Identification Number (TIN) is allowed.

***0.50 rate discount applied to current TFCU other secured chattel loan rates on applications received within 30 days of an eligible Oklahoma trade show. Must mention this promotion when applying for loan to receive show discounted rate. Current rates, as of March 1, 2024, range from 7.99% to 16.49% annual percentage rate (APR) for all loans not originated at the show or past the 30 day application period. Rates are based on credit score, loan term, and amount financed. Maximum loan to value is 100% for applicants with a credit score of 660 and above, and as low as 80% for applicants with credit score of 659 and below. Loan to value (LTV) includes purchase price plus retailer fees. Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (Savings) account with a $5 deposit. All rates and terms are declared by the board of directors of TFCU and are subject to change at any time. Qualifying loans are other secured chattel loans which are secured with assets such as household goods, playground sets, HVAC units and saunas. For more information on qualifying loans, current rates, and terms, visit TinkerFCU.org/loans-cards/personal-loans/other-secured-loans/ or call us at 405-732-0324 or 1-800-456-4828.

****Offer valid as of August 1, 2024. Offer of credit is subject to credit approval and all Tinker Federal Credit Union (TFCU) credit policies and underwriting guidelines apply. Members have the option of $200 cash back at the time the refinanced loan is funded or 0.50% rate reduction. The $200 is deposited to the borrower’s membership account. The cash back option is only available on vehicle (new or used), motorcycle/ATV, RV, watercraft, and all mortgage loans. The $200 cash value may be reported as taxable income. The rate reduction option is only available for vehicle (new or used), motorcycle/RV, RV, and watercraft loans. Deposit-secured loans and chattel collateral loans are excluded from both offers. Rates on the refinanced loan are determined by borrower’s credit history, year model of vehicle, term requested and/or original amount financed. The minimum refinance balance to qualify for this offer is $5,000. Existing loan balances cannot be divided to qualify as multiple loans. To take advantage of this offer, TFCU membership is required, which involves opening an initial share (savings) account with a $5 deposit. All rates and terms are declared by the Board of Directors of TFCU and are subject to change at any time. For current rates and terms, visit  www.TinkerFCU.org/rates-disclosures/ or call us at 405-732-0324 or 1-800-456-4828. TFCU NMLS Identifier 490973.

*****Referred friend/family member must return coupon or _ll one out when opening new SaveAbles account. Referral coupons can be found at events, in TFCU branches and online at www.tinkerfcu.org/PDFs/TFCU-SaveAbles-Referral-Coupon.pdf during the promotion. The $25 will be deposited into the referring member’s Share (Savings) account and new member’s SaveAbles account at account opening. Required to open $5 Primary Share (Savings) Account to receive $25 into SaveAbles account. Maximum age for opening a SaveAbles account is 18 years old. No minimum balance is required to receive $25. All accounts subject to approval by TFCU and all membership eligibility guidelines apply. Cannot be combined with other Share (savings) incentives o_ered by TFCU. The 0.25% dividend rate and 0.25% annual percentage yield (APY) are accurate as of July 1, 2025. Dividend rates are declared by the Board of Directors of TFCU and are subject to change at any time. Fees may reduce earnings. May be reported as taxable income. No limit to the number of referrals a member may make during this promotion. Account must be opened 7/28/2025 – 10/1/2025. Accounts with a TFCU employee or volunteer listed as a Primary or Joint owner are not eligible to receive the $25 referral; however, eligible individuals they refer may receive $25.