Members have the option of $200 cash back at the time the refinanced loan is funded. The $200 is deposited to the borrower’s membership account. The cash back option is only available on vehicle (new or used), motorcycle/ATV, RV, watercraft, and all mortgage loans. Instead of the $200 cash back option, members have the option to choose a 0.50% rate reduction. The rate reduction option is only available for vehicle (new or used), motorcycle/RV, RV, and watercraft loans. Deposit-secured loans are excluded from these offers. The $200 cash value may be reported as taxable income. Offer expires December 31, 2020. All TFCU credit policies and underwriting guidelines apply. Rates on the refinanced loan are determined by borrower’s credit history, year model of vehicle, term requested and/or original amount financed. The minimum refinance balance to qualify for this offer is $5,000. Existing loan balances cannot be divided to qualify as multiple loans. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit. All rates and terms are declared by the Board of Directors of TFCU and are subject to change at any time. For current rates and terms, visit www.TinkerFCU.org or call us at (405) 732-0324 or 1-800-456-4828.