TFCU Logo simplified

Young Adult Finances

YOU + life

TFCU is here for all your financial firsts.

Ready to get started?

Open an Account
Schedule an Appointment
Visit a TFCU Branch

Checking that fits you.

  • Pick your favorite debit card color.
  • Easy-to-use mobile app.
  • Turn off and on your debit card.
  • Get alerts on spending, balance and more.
Open a checking account
Two young teens holding up a green and yellow MoneyPlus cards.
Young man with hands on the steering wheel while looking back.

First-time auto buyer loan.

If you’ve never bought a car or motorcycle before, TFCU’s First-Time Buyer Auto/Motorcycle Loan is here to help you level up. Even if you’ve got little or no credit history, we’ll help you get behind the wheel and start building your credit at the same time.

Apply now

Credit building Visa® Classic

Get a credit card from a credit union you trust. Establish your credit with a great interest rate, earn rewards points and no annual fee.

Apply now
Two young men pointing at a mobile device and looking at each other.

Money skills for young adults

Welcome to Tinker Federal Credit Union’s online money skills learning center for young adults! Our free interactive learning tools are designed to guide you through topics that include three engaging playlists developed for 7th-12th grade students featuring timely and relevant storylines, diverse characters and fun interactions to engage students around critical financial topics. Select a playlist to get started.

Check out money skill topics

The TFCU Difference

We’re local. But you can access our services anywhere in the world.

We’re not-for-profit. That means lower loan rates, higher dividends on savings accounts and fewer fees for our members.

We’re always looking for ways to give back. TFCU surprises members with more than $100,000 in “give backs” each year.

Why Choose A Credit Union Over A Bank?

Helpful mobile banking features.

Once you have your TFCU checking for young adults account and mobile banking you can:

Icon of card on a smart phone

Deposit checks*

quick and easy.

Icon of quote on a smart phone

Set up alerts*

like balance and transaction alerts.

Icon of a finger touching a shield

Use fingerprint or face ID*

to access your account.

Icon of a wallet

Set up a digital wallet

and pay with your phone.

Icon of a protected card

Link your checking

to Venmo, Cash App and other payment apps.

Icon of card on a smart phone

Deposit checks*

quick and easy

Icon of quote on a smart phone

Set up alerts*

like balance and transaction alerts

Icon of a finger touching a shield

Use fingerprint or face ID*

to access your account

Icon of a wallet

Set up a digital wallet

and pay with your phone

Icon of a protected card

Link your checking

to Venmo, Cash App and other payment apps

* Requires online access to your TFCU account(s) through online and mobile banking.

Resources

percent symbol

Check Rates & More

Savings Rates

Calculators

house icon

Access Your Money

Online Banking

Mobile Banking

Piggy bank Icons

Educate Yourself

Savings Articles

Financial Coaching

Investment & Financial Planning

Workshops

shield icon representing security

Rest Assured

Share Insurance Estimator

Your Insured Funds

*The Click checking account is subject to approval and all eligibility guidelines apply, which involves opening Share (Savings) account with a $5 deposit. Meeting all of the criteria for using TFCU’s electronic services in any given month (log onto online and mobile banking, Pay minimum of one (1) bill using TFCU’s Bill Pay, minimum of ten (10) MoneyPlus purchase transactions**, sign up for eStatements and eNotices***, minimum of one (1) direct deposit or automated payment) earns you the Click rate for the month, up to a maximum balance of $50,000. Dividends on any balance over $50,000 will be paid at a lower rate. If you don’t meet the criteria in a given month, your total balance will earn a lower rate for that month. All rates attached to this account, including the Click rate, are variable and subject to change at any time, including after the account is opened. For current information about rates on this and all TFCU accounts, click here, go by any branch or call us. Only one Click Checking account per Taxpayer Identification Number (TIN) is allowed.
**MoneyPlus POS/Signature-based transactions that clear your account on the last calendar day of the month may not be counted towards the ten transactions required to earn the Click checking dividends. Transactions can post to your account at any time, but ample time is needed for month-end processing to calculate and verify all requirements are met before dividends are paid.
***Enrollment for Electronic Statements/Notices must be completed no later than 2 business days prior to the end of the month.
****A transaction fee is a fee charged by TFCU when a member makes a withdrawal or transfer.
*****A surcharge is a fee charged by an ATM owner/operator other than TFCU. When you use a non-TFCU ATM, you may be charged a fee by the ATM owner. The ATM owner is required to provide a notice to you that a fee will be imposed, with the amount of the fee. Then, you may choose whether or not to complete the transaction.
A balance inquiry fee of 50 cents will be charged by TFCU at non-TFCU ATMs.