Young Adult Finances

*The Click checking account is subject to approval and all eligibility guidelines apply, which involves opening Share (Savings) account with a $5 deposit. Meeting all of the criteria for using TFCU’s electronic services in any given month (log onto online and mobile banking, Pay minimum of one (1) bill using TFCU’s Bill Pay, minimum of ten (10) MoneyPlus purchase transactions**, sign up for eStatements and eNotices***, minimum of one (1) direct deposit or automated payment) earns you the Click rate for the month, up to a maximum balance of $50,000. Dividends on any balance over $50,000 will be paid at a lower rate. If you don’t meet the criteria in a given month, your total balance will earn a lower rate for that month. All rates attached to this account, including the Click rate, are variable and subject to change at any time, including after the account is opened. For current information about rates on this and all TFCU accounts, click here, go by any branch or call us. Only one Click Checking account per Taxpayer Identification Number (TIN) is allowed.

**MoneyPlus POS/Signature-based transactions that clear your account on the last calendar day of the month may not be counted towards the ten transactions required to earn the Click checking dividends. Transactions can post to your account at any time, but ample time is needed for month-end processing to calculate and verify all requirements are met before dividends are paid.

***Enrollment for Electronic Statements/Notices must be completed no later than 2 business days prior to the end of the month.

****A transaction fee is a fee charged by TFCU when a member makes a withdrawal or transfer.

*****A surcharge is a fee charged by an ATM owner/operator other than TFCU. When you use a non-TFCU ATM, you may be charged a fee by the ATM owner. The ATM owner is required to provide a notice to you that a fee will be imposed, with the amount of the fee. Then, you may choose whether or not to complete the transaction.

A balance inquiry fee of 50 cents will be charged by TFCU at non-TFCU ATMs.