Visa Platinum

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Transfer & save

Move your credit card balances to the TFCU Visa Platinum.

Visa Platinum

Enjoy a 3.99% APR introductory rate on purchases.* After six months, 14.00% to 18.00% APR.*

*The balance transfer introductory rate of 4.99% Annual Percentage Rate (APR) is applicable for 12 months from the day each qualifying balance transfer is applied to your account. After the 12-month introductory period, the rate will adjust to the current variable VISA Platinum APR which is set by your credit rating at the time of account opening and may change at any time. The APR will vary based on movements in the Prime Rate, published in The Wall Street Journal on the 25th calendar day prior to the beginning of the calendar quarter. The new rate will not become effective until after the end of the current billing cycle in which movement of the Prime Rate dictates a change to the APR currently in effect. As of January 1, 2024, the APR range for this product is 14.00%-18.00%. The 14.00% APR is based on a credit score of 740 and above. The maximum APR that can apply is 18.00%. These APRs apply only to the Visa Platinum Card. Transfers must be posted to the account by May 15, 2024, in order to qualify for the introductory rate. Balance transfers are applied to the account as a cash advance (no fee imposed for cash advances), subject to the terms of the VISA Platinum Cardholder Agreement and Disclosure Statement. Interest will start accruing on the balance transfer transaction date. Special rates are valid only for balance transfers from other credit card companies, financial institutions or department store credit cards. Balance transfers cannot be used to pay off or pay down any Tinker Federal Credit Union account. Balance transfers do not earn CURewards (R) points. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit, and qualifying for a VISA Platinum card account. Go to TinkerFCU.org, visit any TFCU branch, or call (405) 732-0324 or 1-800-456-4828 for more details.

*The introductory rate of 3.99% Annual Percentage Rate (APR) on purchases is applicable for 6 months from the date of account opening. After the 6-month introductory period, the rate will adjust to the current variable Visa Platinum APR which is set by your credit rating at the time of account opening and may change at any time. As of November 1, 2023, the Annual Percentage Rate (APR) range for this product is 14.00% to 18.00% for qualified applicants. The maximum APR that can apply is 18.00%. The APR will vary based on movements in the Prime Rate, published in The Wall Street Journal on the 25th calendar day prior to the beginning of the calendar quarter. The new rate will not become effective until after the end of the current billing cycle in which movement of the Prime Rate dictates a change to the APR currently in effect. Balance transfers cannot be used to pay off or pay down any Tinker Federal Credit Union account and do not earn CURewards points. To receive this card, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit and qualifying for a Visa Platinum card account. Visit any TFCU branch, contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, for questions or go to TinkerFCU.org for more details.

Making a purchase in a store with a TFCU credit card

Fee friendly

Balance Transfer

Interested in transferring your balance from high interest credit cards? Complete and sign the No Fee Balance Transfer Form. You can submit your completed form one of three ways:

  • Taking it to your local branch
  • Mailing it to TFCU Card Center, P.O. Box 45750, Tinker AFB, OK 73145-0750
  • Fax it to (405) 443-2722
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Reward points

Earn a reward point* for every dollar (in qualifying purchases, minus returns) you charge through CURewards®. Redeem for electronics, housewares, flights, hotels, car rentals and more.

*Cash advances, balance transfers, fees, and finance charges do not earn points.
 

Travel card perfection

TFCU’s Visa Platinum card is a perfect choice when you travel. You can expect:

  • $0 cash advance fee.
  • CURewards® Program – redeem for flights, hotels, car rentals and more.
  • $500,000 Travel Accident Insurance.
  • Travel & Emergency Assistance, including:
    • Emergency ticket replacement.
    • Lost luggage locator service.
    • Emergency translator service.
    • Pre-trip assistance.
  • Low 1% foreign transaction fee.
A person holding a pen over a map planning to travel.
TFCU Credit Card in a leather purse

Extra protection

  • 3-D Secure – Better protection for your online transactions.
  • Purchase Security* – Covers purchases against theft or damage for a full 90 days from the date of purchase.

*Full details on these services will be provided with new Visa Platinum accounts. 

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