Spending Account for Kids & Teens

Spending account for kids, teens and parents

Get a simple account with no overdraft fees for ages 8-17 with a parent.

Ready to get started?

All about an Everyday Spending account.

For kids and teens age 8-17 learning to earn, save and spend money, an Everyday Spending account may be the perfect fit. This simple, checkless account with no overdraft fees can be opened with a parent for only $10. Plus it comes with a debit card, mobile app and online banking.

Only $10 or direct deposit to open.
No monthly service charge.
No minimum balance.
No transaction limits.
No overdraft fees.
No paper checks.
No monthly or annual fee for MoneyPlus™ Visa^® debit card.

How to open a spending account for ages 8-17.

Simply gather your child’s social security number and your ID. Then stop by a TFCU branch. As the largest credit union in the state, we have locations across Oklahoma serving our members, including Ada, Enid, Shawnee, Seminole, Stillwater and Tulsa. Better yet, secure your time by scheduling a new account appointment online before heading to the branch. At TFCU, you’ll receive an instant-issue debit card and can download the mobile app right away.