Personal Unsecured Loans
Personal loans are a great way to help pay for a family vacation, buy new furniture, make home improvements, repair a vehicle or consolidate debt. Personal loans are available up to $35,000 for qualified members. They’re a great way to pay for a smaller purchase when you need some extra cash.
Personal Unsecured Loan Rates (Effective 1/1/2020 – Until Further Notice)
Rates disclosed below are annual percentage rates (APR)
Personal Fixed: Rates range between 9.95% APR to 16.99% APR with terms up to 60 months. Terms are determined by the amount financed. Rates are based on each member’s credit history and term requested.
Example Transactions for Unsecured Loans & Rates:
| Collateral | None | None |
|---|---|---|
| Amount Financed | 7,500.00 | 6,000.00 |
| Term (Months) | 60 | 48 |
| Loan to Value | N/A | N/A |
| Down Payment | N/A | N/A |
| APR | 9.95% | 16.99% |
| Fixed or Variable | Fixed | Fixed |
| Monthly Payment | 159.12 | 173.18 |
| Total Repayment | 9,546.68 | 8,312.59 |
| Payment Per $1,000.00 | 21.22 | 28.87 |