Episode 02: Understanding Credit Scores: How to Build, Fix and Use Credit Wisely

In this episode of the YOU + TFCU Podcast, Andrew and Amanda sit down with Isaiah George from Tinker Federal Credit Union’s Member Solutions team to break down one of the most important financial topics out there: credit.

Isaiah explains what a credit score really is, how it’s calculated, and why it plays such a big role in how much you pay for things like cars, homes, and other major purchases. The conversation covers the difference between credit reports and credit scores, how to check your credit safely, what to do if you find errors or signs of identity theft, and practical strategies for building or rebuilding credit.

Whether you’re just getting started or working to recover from past financial challenges, this episode gives clear, practical guidance to help you take control of your credit and your financial future.