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Here for you

Get started today with one of the nation’s leading not-for-profit credit unions.

Over 75 years of service

For over 75 years, our members have enjoyed higher dividends on shares, lower interest on loans, and lower fees – or no fees – on financial services because TFCU is a not-for-profit financial institution. It’s refreshing in this era of mega-banks and bank mergers to know your credit union is right here in the heart of your own community. Owned by over 470,000 members, people just like you, TFCU is still looking out for your interests just like we have since 1946.

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How do I join?

Open a share (savings) account at Tinker Federal Credit Union with only a $5 required deposit and balance and you become a member and part-owner of one of the nation’s leading credit unions with locations throughout Oklahoma and in Texas.

The Credit Union Difference

Want to know the difference between a bank and a credit union? See why TFCU might be the right place for your finances.

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Offering TFCU services at your company

To join a credit union, most individuals must qualify through their employer. Give your employees the option of joining one of the largest credit unions in the country by becoming a TFCU business partner. As a Business Partner, your employees and their immediate family members will automatically qualify to take advantage of TFCU’s many financial services.

Ready to get started?

Who Can Join?

There are over 3,600 different ways to qualify for membership at Tinker Federal Credit Union! If you don’t see an option below that works for you, call the Member Service Center at (405) 732-0324, option 6, or (800) 456-4828, option 6, or visit a branch and we will help determine how you can become a member.

  • Any member of your immediate family (spouse, child, sibling, parent, grandchild, stepparent, stepchild, stepsibling or adoptive family member) is already a member of TFCU, or is eligible to join
  • Any permanent member of your household is already a member of TFCU, or is eligible to join
  • Any member of the U.S. Armed Forces who is active, retired, a dependent, or a dependent survivor who is eligible by law or regulations to receive and is receiving benefits or services from one of the following: Tinker Air Force Base, Vance Air Force Base, an Army National Guard facility, or an Oklahoma Armed Forces Reserve Center.
  • Any employee of any one of our 3,600 TFCU Partner companies and organizations
  • Membership in the Oklahoma Jump$tart Coalition (Oklahoma residents) for a one-time membership fee of $10.00, or membership the Cornerstone Foundation (Texas residents and other areas) for a one-time membership fee of $15.00