Tinker Federal Credit Union


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Rate Booster Share Certificate

TFCU Rate Booster Photo of People Riding a Bike

Rate Booster Share Certificate
or IRA Share Certificate*

Boost your savings.

TFCU Rate Booster Photo of People Riding a Bike

Boost your savings.

Worried about your savings’ growth if interest rates rise? TFCU now offers a Rate Booster Share Certificate or IRA Share Certificate* with a little boost when you need it. Take this opportunity to easily move your savings to a special 30-month certificate with a one-time option to boost your earning potential.

Our new 30-month share certificate or IRA Share Certificate allows a one-time dividend rate increase any time during the first term of the certificate. This gives you the freedom to lock in a higher rate if the market increases during the 30-month term.

  • Begin saving with as little as $1,000
  • Make more money with our competitive compounding dividends

To open your account today, visit one of our full-service branches or call us at (405) 732-0324 or 1-800-456-4828.

*This certificate allows a one-time dividend rate increase during the first term of the certificate. It has two account opening balance options. The first option requires a minimum opening balance of at least $1,000 and the second requires a minimum opening balance of $99,000. This special 30-month certificate gives members with a minimum opening balance of $1,000 a starting dividend rate of 1.30% with a 1.31% annual percentage yield (APY) and members with a minimum opening balance of $99,000 a starting dividend rate of 1.45% with a 1.46% annual percentage yield (APY), effective as of January 5, 2017.  For those with an opening balance of $1,000, the new dividend rate will be figured using TFCU’s 24-month share certificate’s $10,000 tier dividend rate (currently 1.11% APY effective January 5, 2017) and adding 0.20%.  For those with an opening balance of $99,000, the new dividend rate will be figured using TFCU’s 24-month share certificate’s $99,000 tier dividend rate (currently 1.26% APY effective January 5, 2017) and adding 0.20%.  This one-time increase will be at no cost to the member and will not affect the maturity date of the certificate; however, there can be penalties for early withdrawal that reduce earnings. At maturity, the special term certificate will automatically renew as a standard term certificate that is less than and closest to the original special term. Example: A special term 30-month certificate will renew as a standard 24-month term certificate. All dividend rates are declared by the Board of Directors of Tinker Federal Credit Union and are subject to change at any time. For current rates, click here or call us at (405) 732-0324 or 1-800-456-4828.

Before opening an IRA share certificate, an IRA account must be established.

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