Tinker Federal Credit Union


TFCU Home Branch

ENROLL

Current Savings Rates

Share (Savings) Rates

Prospective share rates are effective for 6-22-17 through 6-28-17

All dividend rates are declared by The Board of Directors of Tinker Federal Credit Union and are subject to change at any time. Rates on variable rate accounts (i.e., Share, Share Draft, Command Fund and Premium Plus) may change after the account is opened.

Share (Savings) Rates

Prospective share rates are effective for 6-22-17 through 6-28-17

All dividend rates are declared by The Board of Directors of Tinker Federal Credit Union and are subject to change at any time. Rates on variable rate accounts (i.e., Share, Share Draft, Command Fund and Premium Plus) may change after the account is opened.

Rate Booster Term Share Certificate/IRA Certificate
30-month maturity, 180-day early withdrawal penalty
(will renew into standard 24-month certificate)
 Minimum Balance: $99,000 and up Dividend Rate 1.45%
APY* 1.46%
 Minimum Balance: $1,000 to $98,999.99 Dividend Rate 1.30%
APY* 1.31%
17 Month Special Term Share Certificate/IRA Certificate (Limited Time Only)
17-month maturity, 120-day early withdrawal penalty
(will renew into standard 12-month certificate)
 Minimum Balance: $99,000 and up Dividend Rate 1.25%
APY* 1.26%
 Minimum Balance: $1,000 to $98,999.99 Dividend Rate 1.10%
APY* 1.11%
Starting Line Share Certificate

Minimum Balance: $25 for share cert.

Dividend Rate

0.30%

12-month maturity, 90-day early withdrawal penalty (will renew into standard 12-month certificate if balance is $1,000 or more.) Regular deposits are encouraged. APY*

0.30%

Share

Minimum Balance: $5.00

Dividend Rate

0.20%

APY*

0.20%

Classic Checking (A non-dividend bearing account)

Minimum Deposit to Open: $25.00 or Net Pay

Dividend Rate

0.00%

APY*

0.00%

Heritage Checking

Minimum Deposit to Open: $0.00 or Net Pay

Dividend Rate

0.15%

APY*

0.15%

Click Checking

Minimum Deposit to Open: $25.00 or Net Pay

If electronic standards are met according to account disclosure:

Tier II – Average Balance of $0.01 to $30,000 Dividend Rate 1.49%
APY **
Tier I – Average Balance of $30,000.01 or more Dividend Rate 0.10%
APY **
**0.52% APY TO 1.50% APY
If electronic standards are not met according to account disclosure:
Base Dividend Rate 0.05%
APY 0.05%
Command Fund
Balance of $2,000 or More Dividend Rate 0.25%
APY* 0.25%
Balance up to $1,999.99 Dividend Rate 0.10%
APY* 0.10%
IRA Share
Minimum Deposit: None Dividend Rate 0.25%
APY* 0.25%
Premium Plus
Minimum Balance to Open: $10,000
Average Balance of $250,000 and over Dividend Rate 0.75%
APY* 0.75%
Average Balance of $200,000 to $249,999 Dividend Type 0.65%
APY* 0.65%
Average Balance of $150,000 to $199,999 Dividend Rate 0.55%
APY* 0.55%
Average Balance of $100,000 to $149,999 Dividend Rate 0.50%
APY* 0.50%
Average Balance of $75,000.00 to $99,999.99 Dividend Rate 0.45%
APY* 0.45%
Average Balance of $50,000.00 to $74,999.99 Dividend Rate 0.40%
APY* 0.40%
Average Balance of $25,000.00 to $49,999.99 Dividend Rate 0.35%
APY* 0.35%
Average Balance of $10,000.00 to $24,999.99 Dividend Rate 0.30%
APY* 0.30%
Average Balance up to $9,999.99 Dividend Rate 0.10%
APY* 0.10%
Term Share (Certificate) / IRA

3 Mo

6 Mo

12 Mo

24 Mo

36 Mo

48 Mo

$500.00 (IRA ONLY) Dividend Rate 0.20% 0.35% 0.60%
APY* 0.20% 0.35% 0.60%
$1,000.00 Dividend Rate 0.20% 0.35% 0.60% 0.95% 1.25% 1.35%
APY* 0.20% 0.35% 0.60% 0.95% 1.26% 1.36%
$10,000.00 Dividend Rate 0.35% 0.50% 0.75% 1.10% 1.40% 1.50%
APY* 0.35% 0.50% 0.75% 1.11% 1.41% 1.51%
$25,000.00 Dividend Rate 0.40% 0.55% 0.80% 1.15% 1.45% 1.55%
APY* 0.40% 0.55% 0.80% 1.16% 1.46% 1.56%
$50,000.00 Dividend Rate 0.45% 0.60% 0.85% 1.20% 1.50% 1.60%
APY* 0.45% 0.60% 0.85% 1.21% 1.51% 1.61%
$99,000.00 Dividend Rate 0.50% 0.65% 0.90% 1.25% 1.55% 1.65%
APY* 0.50% 0.65% 0.90% 1.26% 1.56% 1.66%
Early Withdrawal Penalty:
# of days dividend lost
60 Days 90 Days 120 Days 180 Days 240 Days 300 Days

* The Annual Percentage Yield (APY) assumes dividends are compounded monthly and will remain on deposit until maturity. A withdrawal of dividends may reduce earnings. Fees may reduce earnings.

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