Save a Trip to the ATM and Possibly a Surcharge
When you’re using your MoneyPlus™ Visa Check Card at the register of a participating merchant, selecting debit on the machine allows you to get cash back while paying for your purchases. Many merchants allow you to choose between processing your purchase as a “debit” or “credit” transaction after you swipe or insert your card. In fact, some machines pop up the screen for you to key in your Personal Identification Number (PIN) first.
The TFCU MoneyPlus Visa Check Card can be processed as either a debit or credit transaction. There’s no additional cost to you either way. So, when you need cash and don’t want to make an extra trip to the ATM or if a no-surcharge ATM is not close by, just remember to push debit, key in the same PIN you use at the ATM and tell the cashier how much cash you want added, up to the merchant’s limit and your balance.