Ways to prepare for Christmas in October
Once the leaves begin to fall and football season begins, it seems as if the holiday season appears within a blink of an eye. It’s easy to get caught up in the hustle and bustle of the holidays on top of life’s everyday duties. We get it. Let us help you stay ahead of things this year, so you’re not scrambling for deals two days before Christmas.
It’s never too early to start saving for Christmas gifts. In fact, TFCU offers a Christmas Club savings account that can help you stay on top of your Christmas fund or any other event you’re saving up for.
Create a budget
If you go into the holiday season with a strict budget, you can avoid coming out with unnecessary debt. It always helps to have an idea of what you plan to purchase and its purchase price. You don’t want your January credit card statement to be a shock.
Be sure to shop around, compare prices and do your research before you make a purchase. Check into your favorite retailer’s price match policy, as well. A couple of dollars off is never a bad thing.
Take advantage of sales
Black Friday and Cyber Monday are great times to hop on early Christmas deals. If you’re a late shopper, you might consider waiting until the after-Christmas sales begin. You may also want to start checking out sales and cutting out coupons. You can never go wrong with an extra ten percent off.
Don’t let the holidays knock your financial goals off track before the new year begins. We hope our tips have equipped you with the tools you need to take (and keep) control of your finances this holiday season. Happy saving!