Tinker Federal Credit Union


TFCU Home Branch

ENROLL

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Mortgage Loans

When you find your perfect home or want to refinance, our Mortgage Lending Department will help you finance your loan.

Long-Term Mortgage Loans

Conventional loans, conventional jumbo loans and VA loans are available with fixed rates. TFCU will finance up to 97-100 percent of the current appraised value of the residence or purchase price, whichever is less. Maximum loan-to-value ratio is determined by  loan product (100% LTV is available only on VA loans). Private Mortgage Insurance (PMI) is required for conventional loans if financing is over 80 percent. | Learn more about Long-Term Mortgage Loans

Mobile Home Loans

Fixed rate loans are available for the purchase of mobile homes, less than ten years old. TFCU will finance up to 80 percent of sale price for a new mobile home and 80 percent of the purchase price or 90 percent of the NADA loan value for a used mobile home, whichever is less, for a maximum of 10 years. |  Learn more about Mobile Home Loans

Investment (Rental) Property Loans

These types of loans are available for purchases or refinances with fixed rates and a maximum term of 30 years. TFCU will finance up to 70 percent of the purchase price or appraised value (whichever is less) and 70 percent of the appraised value on a refinance. | Learn more about Investment (Rental) Property Loans

Land Loans

Land loans are available on 10 acres or less with fixed rates and terms up to 84 months. TFCU will finance up to 80 percent of the current appraised value or purchase price, whichever is less. There are no origination fees on land loans. | Learn more about Land Loans

Construction Loans

TFCU can help you go from lot, to construction, to mortgage … all with the people you know and trust. Contact Mortgage Lending at (405) 732-0324, ext. 2272, for more information. | Learn more about Construction Loans

HELOCs

A home equity line of credit gives you the convenience of a credit line with even better advantages. You can borrow up to 100 percent of the appraised value of your home, less the balance of the first mortgage. Plus, you just apply once and then access your credit when you need it, for whatever you like. | Learn more about HELOCs

Home Equity Loans

A closed-end, fixed rate home equity loan is excellent for home improvement or debt consolidation. | Learn more about Home Equity Loans

Home Equity Loans – Investment Property

This loan is perfect for those interested in buying additional property for investment purposes. | Learn more about Home Equity Loans – Investment Property

If you are applying for a mortgage loan, housing counseling agencies are available to provide you with information and assistance. Access the Consumer Financial Protection Bureau’s site to find a housing counselor in your area, or contact the U.S. Department of Housing and Urban Development at 1-888-995-HOPE (4673).

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