Tinker Federal Credit Union


TFCU Home Branch

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VISA® Platinum

No Annual Fee and Great Rates — As Low As 10.50% APR

No Annual Fee and Great Rates — As Low As 10.50% APR

As of November 1, 2018, the Annual Percentage Rate (APR) range for this product is 10.50% to 12.50% for qualified applicants. The maximum APR that can apply is 18.00%. The APR is set by your credit rating at the time of account opening and may change at any time. The APR will vary based on movements in the Prime Rate, published in The Wall Street Journal on the 25th calendar day prior to the beginning of the calendar quarter. The new rate will not become effective until after the end of the current billing cycle in which movement of the Prime Rate dictates a change to the APR currently in effect. To receive this card, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit, and qualifying for a VISA Platinum card account. Visit any TFCU branch or go to TinkerFCU.org for more details.

Ready to get started?

New Card Members – Special Offer

Enjoy an introductory 3.99% Annual Percentage Rate (APR) on purchases for six months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*

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TFCU Platinum Cradeit Card introductory offer
TFCU Platinum Cradeit Card introductory offer

New Card Members – Special Offer

Enjoy an introductory 3.99% Annual Percentage Rate (APR) on purchases for six months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*

View Rates, Fees & Terms

*The credit score ranges are as follows: Rate 1 (700 and above) Rate 2 (660 to 699) Rate 3 (0 to 659). This information is accurate as of the revision date of 10/1/2018. Information is subject to change after 10/1/2018. Contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, for questions concerning any changes occurring after the revision date of 10/1/2018.

TFCU Platinum Cradeit Card swiped at a retail outlet

Fee Friendly

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Reward Points

Earn a reward point* for every dollar (in qualifying purchases, minus returns) you charge through CURewards®. Redeem for electronics, housewares, flights, hotels, car rentals and more.

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*Cash advances, balance transfers, fees, and finance charges do not earn points.
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Travel Card Perfection

TFCU’s Visa® Platinum card is a perfect choice when you travel. You can expect:

  • $0 cash advance fee
  • CURewards® Program – redeem for flights, hotels, car rentals and more
  • $500,000 Travel Accident Insurance
  • Travel & Emergency Assistance, including:
    • Emergency ticket replacement
    • Lost luggage locator service
    • Emergency translator service
    • Pre-trip assistance
  • Auto Rental Insurance
  • Low 1% foreign transaction fee
  • Security with Travel Alerts

Extra Protection

  • 3-D Secure – Better protection for your online transactions.
  • Purchase Security* – Covers purchases against theft or damage for a full 90 days from the date of purchase.
  • Auto Rental Insurance* – 24-hour coverage of most rental vehicles for damage due to collision or theft.
  • Warranty Manager Service* – Warranty registration service and extended warranty protection doubles the free repair period under the original warranty up to one additional year on warranties of three years or less.
*Full details on these services will be provided with new VISA Platinum accounts.
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