* No Payments for 90 Days is an optional loan offer for vehicles, watercraft, motorcycles and recreational vehicles available to members with credit scores ranging from 660 to 850. The fixed rate of 2.99% annual percentage rate (APR) applies to 2016 and newer model vehicles only. Rates range from 2.99% APR to 11.74% APR. To qualify for the 2.99% APR, borrower must have a credit score ranging from 740 to 850, and the loan term cannot exceed 60 months. Rates are determined by borrower’s credit history, year model of vehicle, term requested and/or original amount financed. Interest accrues from the date of loan disbursement. Deferred payment(s) will be paid at the end of your loan. Any accrued interest will be collected on the first payment(s) applied to the loan. The first payment will be due 90 days from the date of loan disbursement. Payment examples: $25,000 loan at 2.99% APR for 60 months will have monthly payments of approximately $449.13; $17,000 loan at 11.49% APR for 60 months will have monthly payments of approximately $373.84. Offer available June 1-August 31, 2017, and includes new or refinanced loans from other institutions for cars and trucks. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit. All rates and terms are declared by the Board of Directors of TFCU and are subject to change at any time. For current rates and terms, visit www.TinkerFCU.org or call us at (405) 732-0324 or 1-800-456-4828.